Welcome to Low Rate Co.

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Our Low Rate Model

Low Rate Co. works on a 0% commission model. This means we cut out the middlemen as well as the commission and fees that come with.

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Home lending products are offered by © Low Rate Company Corporation. – All rights reserved. NMLS #2120424 –  NMLS Consumer Access | 3200 Bristol Ste #860, Costa Mesa, CA 92626 – Not available in all states. None of the materials included on this website or any marketing were provided or approved by the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA)

Complaint-Recovery Fund Notice
A mortgage banker or its sponsored originator must post in conspicuous fashion the notice found in 7 Tex. Admin. Code §81.200(c) on each website and social media site of the mortgage banker or sponsored originator that is accessible by a mortgage applicant or prospective mortgage applicant and either used to conduct residential mortgage loan origination business by the mortgage banker or sponsored originator, or from which the mortgage banker or sponsored originator advertises to solicit such business. 7 Tex. Admin. Code §81.200(c). 

Welcome to Low Rate Co.

The Low Rate Co. 2022©

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Traditional Banks used to be the go-to when buying or refinancing your home, that could take a lot of time, research, and could be very costly. Low Rate Co. dismantled the old mortgage infrastructure to give you access to the lowest available market rates with fewer hurdles. Here’s how:

Buying a home is a big decision, finding a Low Rate mortgage should be hassle-free

We Say Yes!

We have loans for first-timers, seasoned property investors, military veterans, and families who need to keep cash on hand. Whatever your mortgage needs are, Low Rate co. will find the right option at the lowest price.

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Tell us about your home ownership goals and where you are in the process of buying or refinancing so we can give you a lower rate offer. 

Instant Approval

Why does it take most lenders and banks weeks to let you know if you're approved? Apply with us now and we'll approve you in minutes. You will know your rate, payment, and terms, and save time and money.

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